Homebuyer Assistance

Click here for the Intake Application

HTF Homebuyer Assistance Program provides eligible borrowers with down payment, gap financing, and closing cost assistance for the acquisition of a single family home that must be used as a principal residence. The program will serve first time homebuyers and veterans whose annual income does not exceed 80% of the Area Median Family Income.
Minimum Program Criteria:

  • Up to $10,000 for down payment, gap financing and/or closing cost assistance
  • Borrowers must be a first time homebuyer (this requirement waived for Veterans)
  • Income may not exceed 80% Area Median Family Income (Adjusted for family size)
  • Liquid Assets may not exceed $15,000 (Excluding retirement and/or 401K accounts)
  • New and existing eligible properties
  • 0% interest loan
  • 5 to 10 year loan term
  • First payment may be deferred up to 5 years from closing

Harlingen Community Development Corporation, 518 E. Harrison - Harlingen, Texas 78550 Phone: (956) 421-2351 Fax: (956) 421-1084 l NMLS #35045